Free to be The guy on the street

Have you ever heard the song by Emerson Drive entitled "I've had my moments" of  love in the sun, moments when I was second to none. Anyhow you get the gist. It's about a homeless guy who wasn't always homeless, who was a hero to his family and to his country. There are lots of hero's that don't look like heroes anymore. They fought for this country and they were valiant. They raised families and struggled to do the right thing for the right reason. Maybe, the next time that you see one of these folks you can look at them with the eyes of compassion.
Sometimes my homeless folks smell bad and are very distressing to look at. Sometimes we need to look at the fact that there but for the grace of God go I.
I ran into a gentleman who was rather elderly. He was a veteran of World War II. He was sitting in a bus bench drinking a concoction of vodka and Thunderbird wine. I believe he was 85 years old and somehow over the years Hope had faded. How does it happened that a human being who once had self-respect and dignity can come to this tragic state. How can it be that when we live in the most affluent country in the world have our heroes living on the street. This is someone's father and someone son. This may very well have been someone to be respected and admired at one time. How did this poor soul come to such a sad state of affairs?
Is it possible that I could find myself in such dire straits? Is it possible that you ,my friends, could find yourself in a similar situation? Are we so very different?

Yes we have a job and we have a place to rest our heads at night that is sheltered from the elements. Do we, you and I, need to remember that"there but for the grace of God go I."
The question I asked myself and I ask you is "what can I do? Is there anything that I can do that will make a difference? What can I do to serve those who are less fortunate than I am?

Frivolous Lawsuits

Frivolous litigation is defined as the practice of starting or carrying on law suits that have little to no chance of winning. While a lawsuit may be coined frivolous by the judiciary of the United States, "frivolous litigation" is considered to consist of a legal claim or defense presented even though the party or the party's legal counsel had reason to know that the claim or defense was manifestly insufficient or futile, that is to say, had no legal merit and may also lack legal standing.


To deter frivolous law suits and save tax payers dollars along with controlling the waste of courts and other parties‘ time, the United States Court, created Rule 11 of the Federal Rules of Civil Procedure stating that an attorney must perform  due diligence investigation concerning the factual basis for any claim or defense.


If a court feels an attorney has not performed due diligence, the attorney or the attorney's firm can be held in contempt.

Related Coverage

• Do You Really Want to File a Frivolous Lawsuit?
• What's the Difference Between a Frivolous Lawsuit and a Legitimate Lawsuit?
• Medical Malpractice Lawsuits
• Pedestrian Accident Lawsuits

  Both could also be fined by the United States Tax Court for up to $25,000. In addition, the losing party must pay the prevailing party for damages.


While the United States judicial system is careful in deeming cases frivolous in order to remain open for all those who seek in good faith the protection of the law, many see such cases as a lottery ticket.

One example of a frivolous case that caused notoriety was in the Pearson vs. Chung. Washington, D.C. Judge Roy Pearson sued a dry cleaning business for $67 million (later lowered to $54 million), for losing his pants (which he brought in for a $10.50 alteration). Pearson believed that a 'Satisfaction Guaranteed' sign in the window of the shop legally entitled him to a refund for the cost of the pants, estimated at $1,000. The $54 million total also included $2 million in "mental distress" and $15,000 which he estimated to be the cost of renting a car every weekend to go to another dry cleaners.


The Chung's legal costs skyrocketed and eventually the Chungs had to sell their dry-cleaning business.


I know I know, it can't possibly happen to me. This kind of stuff only happens to other people that's why I don't need to worry about it. Wait a minute, I have medical insurance just in case I wind up in the hospital or need to see a doctor. I'm more likely to be pseudonym to wind up in the hospital. Maybe I need to look into the possibility that I may at one time or another in the South with an attorney.
If you can agree that this is a good idea then you may want to look at the link that I have posted underneath
.
http://www.ligal-ease.com

Have you ever dreamed that you could fly?

http://vimeo.com/moogaloop.swf?clip_id=1778399&server=vimeo.com&show_title=1&show_byline=1&show_portrait=0&color=&fullscreen=1

You may have to copy and paste this link to your browser but it will be worth it :-)


I am a living example that dreams do come true especially in recovery. I watch the effects of active addiction every day on the street. I see them in the eyes of those that are addicted and are homeless as a result. I see it in the eyes of the children that they have abandoned and neglected and I cry sometimes. I ask myself"what can I do? I'm only one person." My God loves me and he lets me know no uncertain terms that I can do what I can. I can place 1 foot in front of the other and by doing what I know is right I get to fulfill my divine purpose.
I believe that we all need to do what we know is right and when we do that consistently with their heads down on the pillow and sleep the sleep of the innocent. I pray that all of you that read this and be blessed with more of all the good things of this life has to offer and that your dreams will find fulfillment.

Free to be the Guy on the Street

Have you ever wondered what it would be like to not have a home?

Id Theft Protection or not? LifeLock

(LoanSafe.org) – San Diego-Attorney General Edmund G. Brown Jr. today joined the Federal Trade Commission (FTC) and 34 other attorneys general to announce a settlement against LifeLock, Inc. that prevents the company from “misrepresenting and overstating” the identity theft protection services it offers to consumers.

“LifeLock sold Californians a false sense of security against identity theft with advertisements that were chock full of inflated claims and promises,” Brown said. “Today’s settlement prevents the company from misrepresenting and overstating its services and reimburses LifeLock subscribers who were misled.”

Last year, Brown joined the FTC and numerous attorneys general to jointly investigate LifeLock’s business practices. The investigation followed a number of misleading advertisements from the company that included a testimonial from the CEO in which he gave out his social security number to demonstrate his confidence in LifeLock’s services.

Brown’s complaint contends that LifeLock falsely led customers to believe that they would be protected against all forms of identity theft, reimbursed directly for losses tied to identity theft and telephoned prior to any newcredit being issued under their name. None of these claims were accurate.

LifeLock advertisements also implied that any fraudulently obtainedpersonal information would be removed from criminal websites, when in fact the company only notified consumers when their information had been compromised.

Today’s settlement prevents LifeLock from misrepresenting that its services:

Under the terms of the agreement, LifeLock must also stop overstating the risk of identity theft to consumers. In the past, LifeLock sent direct mailers to individual consumers that featured warnings such as, “You’re receiving this because you may be at risk of identity theft,” without knowledge or facts to substantiate these claims.

A number of the services offered by LifeLock are available free-of-charge to consumers including, placing a fraud alert on a credit record and requesting an annual credit report to review credit history and identify errors and inaccuracies. Both services can be completed by contacting one of the three major credit reporting agencies. Consumers are also best-positioned to monitor their own bank accounts and credit cardstatements for unauthorized withdrawals or charges.

Other states participating in today’s agreement include: Alaska, Arizona, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Maine, Maryland, Massachusetts, Michigan, Missouri, Mississippi, Montana, Nebraska, Nevada, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington and West Virginia.

The complaint and judgment, which will be filed concurrently today in San Diego County Superior Court, are attached.You may view the full account of this posting, including possible attachments, in the News & Alerts section of our website at:http://ag.ca.gov/newsalerts/release.php?id=1869

Compare to   https://www.prepaidlegal.com/Multisite/Multisite?site=hub&assoc=jeffreyh_95

Medical Identity Theft

(HealthNewsDigest.com) - Imagine your personal medical information has been compromised by a security breach. Then imagine finding out that your personal information has been used by someone to obtain medical treatments and even prescription drugs. The gravity of this breach becomes even more serious when you receive an invoice for the treatment, or worse, find out medical information in your personal file has been changed.

Medical identity theft is the fastest-growing form of ID theft in America today and has become a growing global problem, with The World Privacy Forum estimating the number of victims to be between 250,000 to 500,000 people each year.

According to a Harris poll, the numbers are even higher than what the World Privacy Forum estimates, with approximately 4 percent of American adults, or nine million people, believing that they or a member of their family have had confidential medical information lost or stolen.

Medical identity theft can expose a person’s personal information, which can then be used by fraudsters to get medical treatments, benefits, prescription drugs and generally defraud the medical system. The victims of identity theft may ultimately receive incorrect medical treatment if their records have been altered. In a medical emergency, these fraudulent changes could lead to incorrect diagnoses and even death.

Cases of Medical Identity Theft are Growing

In the U.S., where the for-profit healthcare system creates incentives for hospitals and insurance companies to root out identity theft, an estimated 15 percent of claims are considered fraudulent.

From the standpoint of medical institutions, the consequences of medical identity theft may be significant. Healthcare providers may be assessed of heavy fines, legal expenses, bad publicity and reputation loss. According to Forrester Research Inc., in 2006 companies that experienced security breaches lost between one and $22 million, and with the Ponemon Institute's 2009 Cost of Data Breach Study placing the average cost of a breach across a range of organizations as high as $202 per record or $6.6million per breach, a patient data breach is potentially a debilitating event for any healthcare facility regardless of size.”
The Mechanics of the Breach

The moment a hospital admits a new patient, a medical record is initiated. Moving through different phases of the medical process, the record accumulates a multitude of details – from the patient’s lifestyle to symptoms, test results, diagnoses, treatment plans, procedures, insurance and personal information. These files, often kept in paper-based form, may continue beyond the original medical institution, making their way to other hospitals and clinics, family practice offices, insurance companies and health-related organizations.

In a hospital, many people may have access to patients’ confidential information. While most employees would never use this information for fraudulent purposes, some may, by exploiting it themselves or leaking it to thieves.

Security breaches may also result from the intentional or unintentional negligence of healthcare employees. While stories about medical files being dumped into recycling dumpsters or garbage containers – and even posted on the Internet – may sound anecdotal, such incidents do happen. These kinds of security breaches are becoming more common worldwide:

* Confidential documents left in unsecure recycling boxes or garbage bins.
* Lack of training for staff on what patient information should be protected and securely destroyed.
* Unsupervised medical files in file rooms or on desks.
* Lack of focus on document destruction due to budgetary concerns.
* Unsupervised or inadequate in-house document destruction facilities.

Furthermore, medical records also must be stored for a period of time, increasing the chances for a breach. Regular paper records are often kept for 10 years, and if it is a teaching hospital, or concerns a pediatric patient, hospitals may keep the records for 15 years or longer.

If you are scared enough to safeguard your identity follow my link.
http://www.ligal-ease.com 

Free to be the "Guy on the Street"

What does it mean to be "The guy on the Street" and who is qualified to have that distinction? I can tell you now that I do since I have lived the lifestyle and today I get to walk among the homeless every day. Wherever I go I am recognized on the street. It's kind of like the guy on "Cheers." We all want to go where everybody knows our name :-)

I know the most powerful human desire is to be appreciated and loved.I also know that the most stressful thing that can happen to a human being is to not have anywhere to go nowhere that they have to be. They have to be up in the morning wondering what am I going to have to do today to survive. I just need to find out how I'm going to eat today and then I need to make sure that nobody finds me when I get to my camp. I need to be well hidden because there is no telling what kind of dangers are lurking in the darkness.
They often wake up with fear as their only companion. Wake up in the morning and try to figure out how can I make this day better than yesterday or maybe it doesn't even matter because no one cares whether I live or die.
This is the world that I came from. This was the land of darkness where I spent endless days and nights. Thank you God because I no longer live there
. My choice, is to go back there day after day to be able to change the lives of those I encounter. My choice, is to make a difference in the lives of those that are less fortunate than I. In my travels during the day I encounter Angels. Those people that sacrifice to be able to serve and make a difference. My friend Dennis is one of those. I get to walk with Angels.
 My problem today is "how do I support those Angels?"
If you'd like to know check out my link.
http://ligal-ease.com

10 ways to protect your identity

http://money.usnews.com/money/blogs/my-money/2010/09/22/10-ways-to-protect-yourself-from-id-theft

 I wanted to post this article in the hope that if some of my friends out there in cyberspace are still thinking "it won't happen to me" that you are very wrong. The simple fact of the matter is that it can very well happen to anyone of us. I am writing this in the hopes that the folks that are reading this will be warned and be a bit more cautious when it comes to protecting all those random documents that could so easily lead to their identity being compromised.
As Americans we seem to have this idea that the bad stuff that we read about in the news simply happens to other people and not to us. I am here to tell you that it would be very easy for our identity to be compromised in a number of different ways.
If for instance someone uses our Social Security number to have a hospital procedure and when we go into the hospital they have the wrong information on us. This could be potentially lethal to our very lives. But once again it can't happen to us or can it? We all hope that it won't ever happen to us but statistics show that someone's identity is compromised in this country once every 3 seconds.
I have been working with the company is publicly traded on the New York Stock Exchange for the last 32 years. I believe this is reputable company otherwise I would not be working with them. Perhaps, if you put your skepticism aside you can check this company out with an open mind.you have nothing to lose but a few moments of your precious time.

http://ligal-ease.com